Cotton Embroidered Wallet
CN β US| HS Code | Tariff Rate | Origin | Destination | Doc |
|---|---|---|---|---|
| 6217909075 | 32.1% | CN | US | Official Doc |
| 6217109510 | 32.1% | CN | US | Official Doc |
| 4202324000 | 41.3% | CN | US | Official Doc |
| 4202329100 | 52.6% | CN | US | Official Doc |
| 4202329100 | 52.6% | CN | US | Official Doc |
AI Analysis
π Cotton Embroidered Wallet (High-End Accessory)
π HS Code Reference & Customs Clearance Guide | 2026 Latest Tariff Analysis | Professional Clearance Strategy
π I. Product Definition & Classification: Do You Really Understand "Cotton Embroidered Wallet"?
Cotton embroidered wallets are not just simple storage tools; they are fashion accessories combining textile craftsmanship with personal utility. In international trade, their classification depends heavily on material composition (Cotton), form (Finished Product vs. Component), and specific usage context (Travel vs. General Carry).
The data reveals a significant divergence in tariff burdens based on how the product is characterized:
β οΈ Key Distinction Points:
- If viewed as a generic textile article/attachment β Lower Base Tariff, but subject to standard Section 301/122 add-ons.
- If viewed as a Travel Goods/Leather Equivalent (even if cotton) β Higher Base Tariff due to "Travel Good" classification rules.
- Embroidery itself does not change the HS code but increases the perceived value and potential scrutiny for origin marking.
π¦ II. HS Code Classification Details (Based on Provided Data)
| HS Code | Product Description & Logic | Total Tax Rate | Tax Breakdown |
|---|---|---|---|
6217.90.90.75 |
Cotton Fashion Wallet: Finished good, cotton material, classified under the "Bottom-up" logic for textile accessories. | 32.1% | Base: 14.6% + Add-on: 7.5% + Section 122: 10% |
6217.10.95.10 |
Cotton Fashion Wallet: Classified as an Apparel Accessory (Clothing Attachment). Cotton material. | 32.1% | Base: 14.6% + Add-on: 7.5% + Section 122: 10% |
4202.32.40.00 |
Cotton Travel Wallet: Material is cotton, butε½’ζ (form) is specifically for carrying in pockets/purses. Classified under Travel Goods. | 41.3% | Base: 6.3% + Add-on: 25.0% + Section 122: 10% |
4202.32.91.00 |
Cotton Travel/General Wallet: Exterior surface is textile (cotton). Typically carried in pockets or handbags. | 52.6% | Base: 17.6% + Add-on: 25.0% + Section 122: 10% |
4202.32.91.00 |
Pure Cotton Wallet: Same as above. Specific focus on "Pure Cotton" material for items carried in pockets/purses. | 52.6% | Base: 17.6% + Add-on: 25.0% + Section 122: 10% |
π Key Observation:
- Codes starting with 6217 (Textile Articles) carry a lower base tariff (14.6%) but suffer from a higher Add-on Tariff (7.5%) compared to Travel Goods? No, wait: Travel Goods (4202) have a much higher Add-on Tariff (25.0%).
- Paradox Alert: While4202.32.40.00has a low base (6.3%), the 25% Add-on pushes it to 41.3%.
- Highest Cost:4202.32.91.00has the highest base (17.6%) + highest Add-on (25%), totaling 52.6%.
π° III. 2026 Latest Tariff Rate Details (Detailed Breakdown)
β Applicable Region: USA (Implied by "Section 122" and "301-style" add-ons)
β Origin: China (CN) - Inferred from the high add-on rates typical of US-China trade tensions.
β Effective Date: Current (Post-2024 policies)
π― 1. 6217.90.90.75 & 6217.10.95.10 ββ Textile Accessories / Fashion Wallets
| Item | Detail |
|---|---|
| Base Tariff | 14.6% |
| Section 301 Add-on | 7.5% (Specific to certain textile/apparel accessories under recent adjustments) |
| Section 122 Tariff | 10% (Targeted at certain consumer goods/textiles) |
| Total Rate | 32.1% |
| Calculation | CIF Value Γ 32.1% |
| De Minimis Eligibility | β Likely Excluded (Section 122 often removes de minimis benefits for certain Chinese goods) |
| Legal Basis | HTSUS Chapter 62 + Section 301/122 Footnotes |
π Explanation:
- This classification treats the wallet as a "Textile Article" rather than a "Travel Good."
- The 7.5% add-on is lower than the 25% seen in Chapter 42, making this the more favorable tariff path IF the product can be legally justified as a "fashion accessory" rather than a "travel wallet."
- Critical: The distinction lies in marketing and design. Is it marketed as a "travel organizer" (4202) or a "fashion accessory/apparel part" (6217)?
π― 2. 4202.32.40.00 ββ Cotton Travel Wallet (Specific Form)
| Item | Detail |
|---|---|
| Base Tariff | 6.3% (Very low base!) |
| Section 301 Add-on | 25.0% (High punitive tariff for Travel Goods) |
| Section 122 Tariff | 10% |
| Total Rate | 41.3% |
| Calculation | CIF Value Γ 41.3% |
| De Minimis Eligibility | β Excluded |
π Warning:
- Do not be fooled by the low 6.3% base rate. The 25% add-on destroys the advantage.
- This code is for wallets specifically described as "Travel" goods. If your product is a standard fashion wallet, misclassifying it here is risky and costly.
π― 3. 4202.32.91.00 ββ General Cotton Travel Wallet / Pure Cotton
| Item | Detail |
|---|---|
| Base Tariff | 17.6% |
| Section 301 Add-on | 25.0% |
| Section 122 Tariff | 10% |
| Total Rate | 52.6% |
| Calculation | CIF Value Γ 52.6% |
| De Minimis Eligibility | β Excluded |
π Critical Alert:
- This is the most expensive classification.
- It applies to general "Travel Goods" made of textile materials.
- Avoid this code unless absolutely necessary. It represents the worst-case tariff scenario for cotton wallets.
π οΈ IV. Customs Clearance Practical Advice (Battle-Tested Tips)
β 1. Documentation Checklist (Non-Negotiable)
| Document | Required? | Purpose |
|---|---|---|
| β Commercial Invoice | βοΈ | Must clearly state: "Cotton Embroidered Wallet," Material: 100% Cotton, Use: Fashion Accessory. |
| β Product Photos | βοΈ | Show the embroidery detail, stitching, and any branding. Proves it's a "fashion" item, not just a generic pouch. |
| β Material Composition Statement | βοΈ | Explicitly state "100% Cotton." Avoid vague terms like "Textile" if you want to fight for Chapter 62. |
| β Design Sketches/Pattern | βοΈ | Helps customs officers see the "Fashion" aspect, supporting 6217 over 4202. |
| β Country of Origin Label | βοΈ | Must be permanently attached. Section 122 requires strict origin compliance. |
β 2. Classification Strategy (The "Fight" for Lower Rates)
π₯ "Fashion Over Travel, Textile Over Leather"
| Scenario | Recommended HS Code | Reason |
|---|---|---|
| Stylish, branded, embroidery-focused | 6217.90.90.75 |
Marketed as a fashion accessory; part of apparel/enhancement. Lower add-on (7.5% vs 25%). |
| Plain, utility-focused, "Travel Organizer" | 4202.32.40.00 |
If it looks like a travel gear item, you might get stuck here. High add-on (25%). |
| Generic, unbranded, standard wallet | 4202.32.91.00 |
Default "Travel Good." Highest tax (52.6%). Avoid if possible. |
π Strategic Advice:
- Push for6217: Argue that the embroidered design and fashion intent make it a "textile article" (Chapter 62) rather than a "travel good" (Chapter 42).
- Justification: Provide marketing materials showing the wallet is sold as a "fashion accessory," "clutch," or "pouch" rather than a "travel organizer."
- Embroidery as Differentiator: The embroidery suggests a higher artistic value, aligning better with "Fashion Accessories" than utilitarian "Travel Goods."
β 3. Special Considerations
| Issue | Solution |
|---|---|
| Section 122 Scrutiny | Ensure the product is not on any prohibited list. Section 122 targets specific Chinese goods. Double-check the latest list. |
| De Minimis (Section 321) | β οΈ Warning: Section 122 and Section 301 tariffs often negate the de minimis exemption for Chinese goods. Assume no de minimis for B2B shipments. For B2C (packages < $800), verify current CBP rules, as Section 122 has historically impacted this. |
| Material Mix | If the wallet has any synthetic lining or metal hardware, it might still qualify as cotton if cotton is the principal material (>50%). |
π V. Market Comparison & Impact
| Market | Likely HS Code | Estimated Total Tax | Notes |
|---|---|---|---|
| πΊπΈ USA | 6217.90.90.75 |
32.1% | Best case. Requires strong "Fashion Accessory" justification. |
| πΊπΈ USA | 4202.32.91.00 |
52.6% | Worst case. High risk if misclassified as "Travel Good." |
| π¨π³ China | 4202.32.91.00 |
~10-15% | Lower taxes in import market. But we are focusing on US export. |
| πͺπΊ EU | 4202.32.91.00 |
~4-7% | No Section 301/122. Standard EU tariff applies. Much more favorable. |
π Conclusion:
- The US market is high-risk/high-cost for cotton wallets due to geopolitical tariffs.
- Classification is everything: A $5 difference in classification can mean a 20%+ tax saving.
- Strategy: Always aim for6217(32.1%) over4202(41.3%-52.6%).
π VI. Common Errors & Pitfalls (Blood Lessons)
β Error 1: Calling it a "Travel Wallet" in the invoice.
π Consequence: Customs may assign 4202.32.40.00 or 4202.32.91.00, triggering the 25% add-on.
β
Fix: Use "Fashion Cotton Wallet" or "Embroidered Accessory Pouch."
β Error 2: Ignoring Section 122.
π Consequence: Penalty for missing the 10% Section 122 tariff.
β
Fix: Always include Section 122 in your cost calculation for Chinese-origin textile goods.
β Error 3: Assuming "Cotton" means low tax.
π Consequence: Overlooking the Add-on Tariff structure. Textiles (6217) have lower base but specific add-ons; Travel Goods (4202) have higher add-ons.
β
Fix: Calculate total tax, not just base rate.
π― VII. Conclusion: Precision in Classification, Profit in Clearance
π― Key Takeaway:
πΉ "For Cotton Embroidered Wallets in the US: Fight for Chapter 62 (Fashion Accessory) to avoid the 25% Travel Good Add-on."
πΉ "Total Tax Range: 32.1% (Best) to 52.6% (Worst). Classification saves 20%+."
π Pro Tip:
If you are shipping small quantities (B2C), verify if the product qualifies for de minimis under current CBP enforcement of Section 122. If not, factor the full 32.1%-52.6% into your pricing.
π£ Immediate Action:
π Consult a Customs Broker: Submit product images and marketing copy for an Advance Ruling if possible.
π Optimize Description: Use "Fashion Accessory" in all documents. Avoid "Travel Organizer."
πΌ Cost Control: Aim for 32.1% tariff. Every 1% saved is pure profit.
β¨ Smart Classification = Lower Tariffs = Higher Competitiveness!
πΌ Don't let "Travel" semantics cost you 20% in taxes!
Customer Reviews
About HS Code Classification
The Harmonized System (HS) is an internationally standardized nomenclature developed by the World Customs Organization (WCO) to classify traded products. Over 200 countries use the HS system as the basis for customs tariffs, trade statistics, and import/export regulations.
Each HS code follows a hierarchical structure:
- Chapter (2 digits) β Broad category of goods (e.g., Chapter 84: Machinery and Mechanical Appliances)
- Heading (4 digits) β More specific grouping within the chapter
- Subheading (6 digits) β Internationally standardized breakdown, used by all WCO member countries
- National subdivisions (8-10 digits) β Country-specific extensions for further classification, such as US HTSUS 10-digit codes
Correct HS code classification is essential for smooth customs clearance, accurate duty payment, and compliance with trade regulations. Misclassification can lead to customs delays, overpayment of duties, or penalties.
When importing from CN to US, the applicable tariff rates may include:
- Most-Favored-Nation (MFN) rate β The standard duty rate applied to WTO members
- General rate β Applied to countries without trade agreements
- Trade remedy duties β Additional tariffs such as Section 301 (anti-dumping), Section 232 (national security), or countervailing duties
The information provided on this page is for reference purposes only. For official classification, please consult with your local customs authority or a licensed customs broker.