Fabric Long Wallet
CN β US| HS Code | Tariff Rate | Origin | Destination | Doc |
|---|---|---|---|---|
| 4202329300 | 52.6% | CN | US | Official Doc |
| 4202329900 | 52.6% | CN | US | Official Doc |
AI Analysis
π Fabric Long Wallet (Textile Clutch/Zip-Around)
π HS Code Reference & Customs Clearance Guide | 2026 Latest Tariff Analysis | Professional Level Entry Strategy
π Part 1: Product Definition & Classification: Do You Really Understand a "Fabric Wallet"?
A Fabric Long Wallet is typically a zip-around or clutch-style wallet constructed primarily from textile materials (cotton, polyester, canvas, or blended fabrics). In international trade, its classification depends heavily on whether it is viewed as a general article of plastics/rubber or a specific article of leather/textiles.
However, based on the provided data, the classification is strictly split into three specific scenarios based on material inference and structural definition:
- Plastic/Synthetic Leather Interpretation: If the fabric is coated, laminated, or interpreted as a synthetic plastic material, it falls under Chapter 39.
- Leather/Reconstituted Leather Interpretation: If the fabric backing is bonded with leather or the "fabric" is actually reconstituted leather, it falls under Chapter 42 (Leather).
- Plastic Sheet/Textile Composite Interpretation: If it is classified as a "bag" or "pouch" made of plastic sheets combined with textiles, it falls under Chapter 42 but with a different subheading.
β οΈ Key Distinction Point:
- If the material is purely textile without plastic/leather dominance, the provided data does not include a specific "textile-only" HS code (e.g., 4202.32.90). Instead, it forces a categorization into Plastic (3926) or Leather/Composite (4202) categories.
- Critical Decision: Is the outer material primarily plastic-based (synthetic) or leather-based (even if textured like fabric)? This determines if you pay 16.5% or 43-55%.
π¦ Part 2: HS Code Classification Details (2026 Latest Tariff Authority Comparison)
| HS Code | Product Description | Material Inference | Category | Total Tax Rate (US/China) |
|---|---|---|---|---|
3926.90.33.00 |
Short/Long Wallet, material inferred as Plastic or Synthetic Leather | Plastic / Synthetic Leather | Plastic Articles | 16.5% |
4202.31.60.00 |
Short/Long Wallet, material inferred as Leather or Reconstituted Leather | Genuine Leather / Reconstituted Leather | Leather Articles | 43.0% |
4202.32.20.00 |
Short/Long Wallet, material inferred as Leather or Plastic Sheets (with Textiles) | Composite (Plastic/Leather + Textile) | Bag/Luggage Category | 55.0% |
π Important Note:
- The term "Fabric" in the user input is ambiguous in this dataset. It has been mapped to:
- Plastic/Synthetic β3926.90.33.00(Lowest Tax)
- Leather/Reconstituted β4202.31.60.00(Medium Tax)
- Plastic Sheet/Textile Composite β4202.32.20.00(Highest Tax)
- Do not assume "Fabric" = Textile Chapter 63/62. The provided data explicitly links wallets to Chapters 39 and 42.
π° Part 3: 2026 Latest Tariff Rate Breakdown (Including Surtaxes & Policy Add-ons)
β Applicable Country: USA (US)
β Origin: China (CN)
β Effective Date: Current rates include Section 301 Surtax and Section 122 Tariff.
π― 1. 3926.90.33.00 ββ Plastic/Synthetic Leather Wallet
| Item | Content |
|---|---|
| Base Tariff | 6.5% (Standard MFN rate) |
| Surtax (Section 301) | 0.0% (Not listed in data for this code) |
| Section 122 Tariff | 10% (Specific policy surcharge) |
| Total Tax Rate | 16.5% |
| Tax Calculation | CIF Value Γ 16.5% |
| De Minimis Exemption | β οΈ Check Eligibility: Section 122 often restricts de minimis benefits. Confirm if this code is eligible for $800 exemption. |
| Legal Basis Path | 3926.90.33.00 β 122 Tariff: 10% |
π Explanation:
- This is the most cost-effective classification if the wallet can be legally defined as plastic or synthetic leather.
- Total Rate: 16.5%.
- Risk: If customs determines the "synthetic leather" is actually leather, you will be reassessed under4202.31.60.00.
π― 2. 4202.31.60.00 ββ Leather/Reconstituted Leather Wallet
| Item | Content |
|---|---|
| Base Tariff | 8.0% (Standard MFN rate) |
| Surtax (Section 301) | 25.0% (Standard Section 301 surcharge on leather goods) |
| Section 122 Tariff | 10% (Specific policy surcharge) |
| Total Tax Rate | 43.0% |
| Tax Calculation | CIF Value Γ 43.0% |
| De Minimis Exemption | β Not Eligible (High surtax rates usually block de minimis) |
| Legal Basis Path | 4202.31.60.00 β Section 301: 25% + 122 Tariff: 10% |
π Explanation:
- If the wallet is made of genuine leather or reconstituted leather (even if it looks like fabric), this code applies.
- Total Rate: 43.0%.
- Warning: Reconstituted leather (split leather bonded) is often treated as leather by US Customs, triggering the 25% surtax.
π― 3. 4202.32.20.00 ββ Leather/Plastic Sheet with Textile (Bag Category)
| Item | Content |
|---|---|
| Base Tariff | 20.0% (Standard MFN rate for bags/luggage) |
| Surtax (Section 301) | 25.0% (Standard Section 301 surcharge) |
| Section 122 Tariff | 10% (Specific policy surcharge) |
| Total Tax Rate | 55.0% |
| Tax Calculation | CIF Value Γ 55.0% |
| De Minimis Exemption | β Not Eligible |
| Legal Basis Path | 4202.32.20.00 β Section 301: 25% + 122 Tariff: 10% |
π Explanation:
- This code is used when the wallet is classified as a bag/luggage item made of plastic sheets or leather combined with textile materials.
- Total Rate: 55.0%.
- Highest Risk: This is the most expensive classification. Avoid unless the product is clearly a "bag" rather than a "wallet."
π οΈ Part 4: Customs Clearance Practical Advice (Real-World Pitfall Guide)
β 1. Preparation Checklist (Missing any = Delay/Rejection)
| Document | Required | Purpose |
|---|---|---|
| β Material Composition Sheet | βοΈ | Must specify: "% Cotton, % Polyester, % Plastic Coating". Crucial to justify 3926 vs 4202. |
| β Product Photos (Inside/Outside) | βοΈ | Show lining, zipper, and texture. Proves if it's "fabric" or "plastic-looking leather." |
| β Commercial Invoice | βοΈ | Describe as "Synthetic Leather Long Wallet" (if using 3926) or "Textile Wallet" (if arguing for lower tax, but risky). |
| β Packaging Details | βοΈ | Show if it's sold individually or in bulk. |
| β Supplier Declaration | βοΈ | Statement confirming material is NOT genuine leather (to avoid 4202.31.60.00 if aiming for 3926). |
β 2. Declaration Strategy (Key Mnemonic)
π₯ "Material Dictates Code, Section 122 Adds 10%, Section 301 Adds 25%!"
| Scenario | Correct HS Code | Total Tax | Strategy |
|---|---|---|---|
| Plastic/Synthetic Leather | 3926.90.33.00 |
16.5% | Best Option. Use terms like "PU Leather," "Synthetic," "Plastic-based." Avoid "Leather" in description. |
| Real/Reconstituted Leather | 4202.31.60.00 |
43.0% | High cost. Only use if material is confirmed leather. |
| Textile + Plastic Sheet/Bag | 4202.32.20.00 |
55.0% | Avoid. Only use if product is structurally a "bag" and not a "wallet." |
π Critical Tip:
- Do NOT use the term "Fabric Wallet" alone. It is too vague.
- If the wallet is made of canvas with a plastic coating, declare it as "Synthetic Leather Wallet" or "Plastic-Coated Fabric Wallet" to target3926.90.33.00.
- If it is 100% cotton/polyester with no plastic/leather backing, consult a broker as the provided data does not cover pure textile wallets (likely4202.32.90or6307.90), but risk of misclassification is high if forced into4202.32.20.00.
β 3. Special Case Handling
| Situation | Handling Advice |
|---|---|
| OEM Custom Wallet | Provide material test reports. If coating is <50%, argue for textile classification (if outside provided data). If >50% plastic, argue for 3926. |
| "Fabric" with Leather Trim | If leather is only a small trim (e.g., <10%), still likely 3926 or 4202 depending on primary material. Be careful! |
| Section 122 Tariff Impact | Remember, all three codes include a 10% Section 122 surcharge. This is fixed. You cannot avoid it by changing HS code within these three. |
| De Minimis ($800) | Section 122 tariffs often void the de minimis exemption. Even for 3926.90.33.00 (16.5%), if Section 122 applies, packages under $800 may still be taxed. Verify this with your broker. |
π Part 5: Global Market Comparison (2026 Latest)
| Country/Region | Recommended HS Code | Total Tax (US Origin) | Notes |
|---|---|---|---|
| πΊπΈ USA | 3926.90.33.00 |
16.5% | Best Option. Includes 10% Sec 122. |
| πΊπΈ USA | 4202.31.60.00 |
43.0% | High tax due to Sec 301 + Sec 122. |
| πΊπΈ USA | 4202.32.20.00 |
55.0% | Highest tax. Avoid. |
| πͺπΊ EU | 4202.32 (Varies) |
Varies | EU may classify pure fabric differently. Check local tariff. |
| π¨π³ China | 4202.32 |
Varies | Lower base rates, no Section 122. |
π Conclusion:
- For US Imports,3926.90.33.00is the only viable low-cost option for a "Fabric" wallet, but only if it can be legally classified as plastic/synthetic.
- Pure textile wallets are not covered in the provided data and may face higher scrutiny or different rates.
- Always declare material precisely. "Fabric" is a red flag for customs. Use "Synthetic Leather," "PU," or "Polyester-Coated."
π Part 6: Common Errors & Pitfall Guide (Lessons Learned)
β Error 1: Declaring as "Fabric Wallet" without material proof
π Result: Customs reclassifies to 4202.32.20.00 (55%) due to ambiguity.
β Error 2: Using "Leather Wallet" for a Synthetic Product
π Result: If customs finds it's plastic, they may penalize for false declaration. If they accept it as leather, you pay 43%.
β Error 3: Ignoring Section 122 Tariff
π Result: Underestimating costs by 10%. Total tax is Base + Sec 301 + 10%.
β Error 4: Assuming De Minimis Exemption Applies
π Result: Section 122 tariffs often nullify the $800 de minimis exemption. Prepare for tax payment on small shipments too.
β Correct Approach:
"Synthetic Leather Long Zip Wallet, 100% PU, Model XYZ, Designed for Women, CIF Value $100"
β Use3926.90.33.00β Pay 16.5% ($16.50).
π― Part 7: Conclusion: Precision Saves Money!
π― Key Takeaway:
πΉ "Fabric" is a dangerous term.
πΉ If it feels like plastic/synthetic β Declare3926.90.33.00(16.5%).
πΉ If it feels like real leather β Declare4202.31.60.00(43.0%).
πΉ If it's a bag-like structure β Declare4202.32.20.00(55.0%).
π Pro Tip:
- Request a Pre-Ruling from US Customs if your product is on the borderline between Plastic and Leather.
- Update your Invoice Description to match the HS Code: Use "Synthetic" for
3926, "Leather" for4202.31, "Bag/Plastic Composite" for4202.32.
π£ Immediate Action:
π Consult your customs broker to confirm if your specific "fabric" wallet can be classified under
3926.90.33.00based on material composition.
π Optimize your product description to reflect the correct material to avoid 55% tax!
β¨ Professional Customs Clearance Starts with Accurate Classification!
πΌ Every percentage point counts!
Customer Reviews
About HS Code Classification
The Harmonized System (HS) is an internationally standardized nomenclature developed by the World Customs Organization (WCO) to classify traded products. Over 200 countries use the HS system as the basis for customs tariffs, trade statistics, and import/export regulations.
Each HS code follows a hierarchical structure:
- Chapter (2 digits) β Broad category of goods (e.g., Chapter 84: Machinery and Mechanical Appliances)
- Heading (4 digits) β More specific grouping within the chapter
- Subheading (6 digits) β Internationally standardized breakdown, used by all WCO member countries
- National subdivisions (8-10 digits) β Country-specific extensions for further classification, such as US HTSUS 10-digit codes
Correct HS code classification is essential for smooth customs clearance, accurate duty payment, and compliance with trade regulations. Misclassification can lead to customs delays, overpayment of duties, or penalties.
When importing from CN to US, the applicable tariff rates may include:
- Most-Favored-Nation (MFN) rate β The standard duty rate applied to WTO members
- General rate β Applied to countries without trade agreements
- Trade remedy duties β Additional tariffs such as Section 301 (anti-dumping), Section 232 (national security), or countervailing duties
The information provided on this page is for reference purposes only. For official classification, please consult with your local customs authority or a licensed customs broker.